No monthly Sole fee. Employment £39, Self-employed & property £49, Partnership £69 — all + VAT, once per tax year when you file.
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For individuals · sole traders & landlords
Self Assessment for sole traders
File your own UK Self Assessment online. Sole trader and property pages, tax calculation and HMRC filing. Prepare free — from £49 when you file. Software only.
In short
Self Assessment Software lets you file your own SA100 online. Prepare free; pay once per tax year when you submit — Self-employed & property from £49 + VAT (Employment £39, Partnership £69). Same forms and calculation as practices use. Not bookkeeping and not an accountant.
- From £39 Employment plan · per year
- £49 most chosen Self-employed & property
- Prepare free No card until you file
- Your return only Cannot add other clients
Why individuals
Built for people filing their own return
You do not need a practice credit pack or a bookkeeping subscription to submit an SA100. Pick the plan that matches your income, prepare free, then pay when you file.
SA100–SA110, combined calculation, SA302-style estimate and HMRC filing workflow — without buying accountant credits.
Not an accountant in a box and not Xero or FreeAgent. Keep invoices and bank feeds where they are; file the return here.
Who it’s for
Who this page is for
Individuals filing only their own Self Assessment. If you file for clients, use accountant credits instead.
Self-employment (SA103), expenses and Class 2/4 NI in the combined calculation — including mixed employment income.
UK property (SA105) on its own or with trading and employment income in one tax year.
Mostly PAYE, savings and dividends? The Employment plan at £39 covers that SA100 path.
Need a partner’s SA104 or the partnership SA800 path? Use the Partnership plan at £69. See Self Assessment for partnerships.
How it works
From empty return to filed
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1
Register free
Create an individual organisation for your own return. No card is taken to start preparing.
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2
Complete what applies
Open the tax year, tick employment, self-employment, property and the rest — only the pages you need.
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3
Preview your tax
Check the combined calculation, SA302-style estimate and schedule before you pay.
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4
Pay and file
Pay for that tax year, submit to HMRC from the filing desk, and keep amendments for that year included.
Your desk
What you get on the individual desk
One taxpayer, one workspace — the full year-end Self Assessment product.
- Your return only The product is for filing your own SA100. You cannot add other people’s clients on an individual organisation.
- SA100 to SA110 Employment, self-employment, property, savings, dividends, CGT, foreign, trusts and more as they apply.
- Calculation & reports Combined tax calculation, SA302-style estimate, detailed schedule, payment note and tax letter.
- HMRC filing desk Draft → review → approve → queue. Submit when the year is ready.
Pricing
Individual plans
List prices exclude VAT. Prepare free on every plan. Pay once per tax year when you file.
PAYE, savings, dividends
Employment & investment
If your income is employment, savings or dividends.
£39+ VAT
Per tax year · £46.80 inc VAT
- Full SA100–SA110 desk for this tax year
- Employment (SA102 + elected-office variants) · savings & dividends
- SA101, SA106–SA109 when they apply
- Calculation, SA302-style estimate & HMRC filing
Sole traders and landlords
Self-employed & property
If you trade or let UK property — including mixed income.
£49+ VAT
Per tax year · £58.80 inc VAT
- Full SA100–SA110 desk for this tax year
- Self-employment (SA103 / Lloyd’s SA103L) & UK property (SA105)
- Employment & investment pages if mixed
- Capital gains (SA108) and other pages when needed
Partners and SA800 path
Partnership
If you need a partner’s share or the SA800 path.
£69+ VAT
Per tax year · £82.80 inc VAT
- Full SA100–SA110 desk for this tax year
- Partner’s share (SA104) · SA800 pack (TP/PS, SA801–804)
- Self-employment & property on the personal return if needed
- Calculation, SA302-style estimate & HMRC filing
All pricing · Filing for clients? Accountant credits
Practices
Filing for clients instead?
Accountants buy filing credits with unlimited practice logins. Individuals pay per tax year on a personal plan.
Pay £39 / £49 / £69 + VAT per tax year for your own return. Prepare free.
Buy filing credits from £179. Unlimited practice logins. One credit = one client tax year.
Scope
What this individual desk does not include
Clear scope keeps the filing fee on Self Assessment. Buy the right tool for the other jobs.
No invoices, bank feeds or VAT. Keep FreeAgent, Xero or QuickBooks.
No CT600, iXBRL or Companies House. Use dedicated corporation tax software for that.
Crunch includes a human. This is software. You stay responsible for the figures.
Year-end Self Assessment is included. Quarterly ITSA is a later add-on.
FAQs
Individuals — questions answered
How much does Self Assessment software cost for sole traders?
Self-employed and property Self Assessment is £49 + VAT per tax year. Employment & investment is £39 + VAT. Partnership is £69 + VAT. Prepare the return free; you pay only when you file that tax year. There is no monthly subscription.
Can UK landlords use this as well as sole traders?
Yes. The Self-employed & property plan (£49 + VAT) covers UK property (SA105) on its own or with trading income. Mixed employment or investment income sits on the same return when it applies.
Do I pay monthly or only when I file?
Only when you file. Create an account and prepare free with no card. You pay once per tax year when you submit that return — not a monthly Sole fee.
Is this bookkeeping software like FreeAgent or Xero?
No. There are no invoices, bank feeds or VAT returns. Keep FreeAgent, Xero or QuickBooks for day-to-day records. Self Assessment Software is the year-end SA100 desk and HMRC filing only.
Do I need an accountant to file with this software?
No. It is software only — you stay responsible for the figures. It does not include a human accountant. If an accountant files for you, they should use the practice desk with filing credits instead.
Which plan if I have employment and self-employment?
Choose Self-employed & property (£49). It covers SA103 and SA105 and still includes employment and investment pages when you need them. Use Employment (£39) only if you have no trading or UK property. Use Partnership (£69) for SA104 or the SA800 path.
Can I file other people’s Self Assessments on this plan?
No. An individual organisation is for your own return only. To file for clients, register as a practice and buy accountant filing credits.
Does it include Making Tax Digital quarterly updates?
No. Year-end Self Assessment is included now. MTD quarterly updates for Income Tax are planned as a later add-on. Do not buy today if you only need quarterly ITSA submissions.
Prepare free
Prepare your return free. Pay when you file.
Register with no card, complete your SA100, preview the calculation, then pay for that tax year when you are ready to submit.